If you’ve invested in private health insurance, you’ll want to make the most of your available cover. So, this is why it’s important to claim your extras balance before they expire each year. Most health funds – including Bupa, Medibank and NIB – reset optical extras on January 1st. So you should claim your extras balance by Dec 31st.
- Most health fund optical extras expire
- How much will it cost?
- How much will my fund cover?
- Preferred provider
- 9 ways to use your extras
- Common questions
- Health funds we work with
Most health fund optical extras expire
Almost all private health insurance funds that provide optical extras also place an expiry date on when those funds must be used by. In the majority of cases, that expiry date is 31st December every year. However, some extras benefits will expire at different times. Importantly, in most cases, unused funds do not roll over into the new year. So they are lost.
How much will it cost?
From zero $ to you! We find that most health funds provide for one or two pairs of no-gap glasses every year. So, that means, you don’t have to pay anything to use your health fund benefits and you’ll receive up to two pairs of single-vision glasses. Complete with frames, lenses and hard coating, you may be surprised.
Of course, if you would prefer to upgrade, you can do that too. Just pay the difference and you’ll still get your full health fund rebate.
How much will my fund cover?
Most health fund members with optical extras cover can claim two pairs of single vision glasses, or one pair of multifocal glasses each year. Every fund provides a slightly different level of cover, so we will provide you with an accurate, itemized quotation so you know exactly where you stand with your health fund.
You can claim ANY health fund optical extras with us. We support all members, no matter which fund you are with. So, maximise your entitlements and use our expertise to find the perfect eyewear solution for you. We take the time to understand how you use your eyes so that we can tailor our eyewear recommendations for your needs.
9 ways to use your extras
To help you get the most out of your optical extras this year, here are 9 new eyewear ideas that your health fund optical extras could be useful towards.
1. Prescription sunglasses
Enjoy crisp, clear vision and UV protection at the same time. Sunglasses in your prescription are no longer an indulgence; they’re one of life’s necessities for glasses wearers. Ask us about polarisation for an even better result. You’ll never look back!
2. Digital eyewear
Spend a lot of time in front of digital screens? Ask us about digital eyewear to help alleviate the strain on your eyes. We know that spending 2+ hours on digital devices can lead to neck & shoulder pain, headaches or tired, itchy eyes. So, relax and protect your eyes from digital eye strain with dedicated digital eyewear.
3. Reading glasses
If you enjoy reading and do a lot of close work, a specific pair of reading glasses can provide clear vision and an extra level of comfort for your eyes. So this is one of the easiest ways to get more from your optical extras.
4. New fashion look
We love helping people select a new look from our hand-picked range of frames. Let’s face it. There’s nothing quite like treating yourself to a new look and when it’s your eyes, everyone will notice!
5. Sports eyewear
Whether you play the occasional round of golf or are an elite athlete, sports-specific eyewear can enhance your performance and comfort, whilst protecting your eyes against harmful UV rays and injury.
6. Driving glasses
Your vision is responsible for around 90% of the information we use for driving. We can assess your vision to ensure maximum road safety with appropriate eyewear. Furthermore, driving-specific lenses and night driving glasses help eliminate the bright glare from oncoming traffic and street lights.
7. Contact lenses
The latest technologies in contact lenses mean we can prescribe a contact lens solution for almost any prescription. So, don’t let glasses get in your way. Furthermore, enjoy the freedom, comfort and convenience of contact lenses (and they come in multifocal!). The latest contact lens technologies open up a world of possibilities!
8. Spare pair
Losing or breaking your glasses can be stressful if you don’t have a backup pair. Come in and claim a spare pair with your optical extras. So, take the stress out of those sticky situations by making sure you have a spare pair with your current prescription on hand if you need it.
9. Social or occasion glasses
You wouldn’t wear the same pair of shoes with every outfit, so why would you wear the same pair of glasses? Consider a conservative style for work, a bolder design for casual wear and something more elegant for formal occasions.
If you’ve got health fund extras with optical cover, you can claim on prescription glasses, prescription sunglasses or prescription contact lenses.
We can get glasses delivered in as little as 48hrs. However, this depends on your prescription and how complex your eyewear is. To be safe, you should allow up to 2 weeks.
Yes, but only in prescription. Unfortunately, health funds don’t allow claims to be made on non-prescription sunglasses.
Yes, if you’ve got an optical extras cover, you can use that for contact lenses in your prescription.
No. Unfortunately, health funds don’t allow claims to be made on non-prescription eyewear.
Yes, but only in prescription. Unfortunately, Medibank Private doesn’t allow claims to be made on non-prescription sunglasses.
Bring your Medibank Private membership card with you and we’ll lodge your claim through HiCaps, instore. There isn’t any need for you to do any paperwork, we’ll take care of that for you.
Yes. If you have Medibank Private with optical extras, you can use that towards contact lenses in your prescription.
We support all health fund members, regardless of which fund you’re with. We may not be listed as a preferred provider with BUPA, however, you can still access your optical extras benefits with us.
We support all health fund members, regardless of which fund you’re with. We may not be listed as a member’s choice provider with Medibank Private, however, you can still access your optical extras benefits with us.
Yes. If you’re a member of HCF with optical extras, you can use that towards glasses in your prescription.
We support all health fund members, regardless of which fund you’re with. We may not be listed as a preferred provider with HCF, however, you can still access your optical extras benefits with us.
Bring your membership card with you when you visit us and we’ll lodge your claim for you using our HiCaps machine. There’s no need for you to do any paperwork. We’ll take care of it for you.
We support all health fund members, regardless of which fund you’re with. So you can access your optical extras benefits with us.
Health funds we work with
- ACA Health Benefits Fund
- Australian Unity
- Budget Direct
- CBHS Corporate Health
- CBHS Health Fund
- Defence Health
- Doctors Health Fund
- Frank Health Insurance
- GU Health
- Healthcare Insurance
- Healthcare Solutions Group
- Latrobe Health Services
- Mildura Health Fund
- Navy Health
- National Health Australia
- Nurses & Midwives Health
- People Care
- Phoenix Health Fund
- Police Health
- Qantas Insurance
- Queensland Country Health Fund
- Reserve Bank Health Society
- RT Health
- St Lukes Health
- Teachers Health
- Transport Health